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4 Ways To Choose The Right Home Service Professional

July 14, 2020 by Regine Lane

4 Ways To Choose The Right Home Service ProfessionalAs a homeowner, there are numerous situations in which someone might need a home service professional. On the other hand, this can also create a sense of vulnerability because people might not know who to choose. In order to find the right home service professional, there are a few tips that people need to follow.

Confirm Credentials

Credentials and experience are great markers of a home service professional’s training and track record; however, it is still important to confirm these credentials. Be sure to ask the contractor for references regarding his or her prior work.

Then, take the time to confirm these references. This will help homeowners make sure they are getting the right person for the job. If the past contracts went well, the future ones are likely to meet expectations as well.

Talk About Licensing And Permits

Home service professionals need to have the right licensing and permits for the project. In some cases, it might be the responsibility of the homeowner to collect these permits. If someone doesn’t have the right permits for the job, this could lead to a ticket. This might also impact the home’s value when it comes time to sell it. A contractor should be able to help homeowners work through these issues.

Ask About Insurance

All contractors need to have insurance for their work. In some cases, problems might arise as the project unfolds. This could lead to expensive home repairs. Contractors are supposed to have insurance to cover the cost of these repairs. If not, the contractor is opening himself or herself up to a lawsuit. Ask to see the contractor’s proof of insurance upfront before the project starts. This will provide an extra layer of protection.

Get Everything In Writing

Finally, all expectations need to be written down. While some contractors might not like to have their words set in stone, professionals who are confident in their ability to deliver should not have a problem with this. This is particularly true when it comes to price quotes. Make sure that all guarantees are received in writing and kept organized. Any agreements on behalf of either the client or contractor need to be tracked. This way, everyone is held accountable.

Filed Under: Mortagage Tips Tagged With: Mortgage, Service Professional, Work Permit

Pros And Cons Of Completing Home Renovations Before Selling

July 3, 2020 by Regine Lane

Pros And Cons Of Completing Home Renovations Before Selling

Whether you originally bought a fixer-upper or you’re just a homeowner who wanted to update their house, chances are you have seen your share of home renovations. Home renovations have the potential to greatly add to the value of your property, but they can also add to your own quality of life. Hopefully, you have completed your home renovations and gotten plenty of use out of them before listing your home for sale. 
If not, you may find yourself wanted to move before all the renovations are complete. What’s the best course of action? Should you put the time and money in to finish? Or should you cut your losses and list the home for sale? What are the pros and cons of completing home renovations before selling?
Pro: The Home May Sell Easier
Your real estate agent will be happier if your home is fully renovated. That’s because they know that the home may sell easier in a fully renovated condition. Of course, you could get a prospective DIY homebuyer eager to put their own “stamp” on the home, but that is nothing you can count on.
Con: You May Not Recoup The Extra Expenses
Not all home renovations equate to value-added improvements that you can count in your wallet. If your renovations are small things like replacing door hinges, patching a hole in the plaster, or stripping outdated wallpaper, you are unlikely to see an equal increase in what you can get for your home sale.
Pro: There Will Be Less Explaining
If you have finished the renovation, you have nothing to explain and no excuses to make to anyone. In the renovated condition, the home is what it is. Even if a prospective home buyer does not happen to like the new paint color you have chosen, they still can?t complain that it is old or worn looking. 
Con: You Will Need To Delay Your Listing
Home renovations can take up a lot of time, as you may know, if you have done a lot of them already. You will have to delay listing your home, which in turn will mean putting your moving plans on hold for what could be an extra month or two. Depending on your future plans, this could impact your child’s school entry date and more.
No one will force you to complete half-finished renovations. But consider these pros and cons before deciding how to proceed.

Whether you originally bought a fixer-upper or you’re just a homeowner who wanted to update their house, chances are you have seen your share of home renovations. Home renovations have the potential to greatly add to the value of your property, but they can also add to your own quality of life.

Hopefully, you have completed your home renovations and gotten plenty of use out of them before listing your home for sale. 

If not, you may find yourself wanted to move before all the renovations are complete. What’s the best course of action?

Should you put the time and money in to finish? Or should you cut your losses and list the home for sale?

What are the pros and cons of completing home renovations before selling?

Pro: The Home May Sell Easier
Your real estate agent will be happier if your home is fully renovated. That’s because they know that the home may sell easier in a fully renovated condition. Of course, you could get a prospective DIY homebuyer eager to put their own “stamp” on the home, but that is nothing you can count on.

Con: You May Not Recoup The Extra Expenses
Not all home renovations equate to value-added improvements that you can count in your wallet. If your renovations are small things like replacing door hinges, patching a hole in the plaster, or stripping outdated wallpaper, you are unlikely to see an equal increase in what you can get for your home sale.

Pro: There Will Be Less Explaining
If you have finished the renovation, you have nothing to explain and no excuses to make to anyone. In the renovated condition, the home is what it is. Even if a prospective home buyer does not happen to like the new paint color you have chosen, they still can?t complain that it is old or worn looking. 

Con: You Will Need To Delay Your Listing
Home renovations can take up a lot of time, as you may know, if you have done a lot of them already. You will have to delay listing your home, which in turn will mean putting your moving plans on hold for what could be an extra month or two. Depending on your future plans, this could impact your child’s school entry date and more.

No one will force you to complete half-finished renovations. But consider these pros and cons before deciding how to proceed.

 

Filed Under: Mortagage Tips Tagged With: Mortgage, Renovation, Selling Home

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