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Junk Drawer Organization Ideas That Will Help You Avoid Stress

October 22, 2020 by Regine Lane

Junk Drawer Organization Ideas That Will Help You Avoid StressAt home, everyone has something they wish was just a little bit cleaner. For many people, this is the junk drawer. The kitchen drawer is crammed with who knows what simply has to get better organized.

This could include loose batteries, old cellphones, and even matchbooks from restaurants back when that was still a thing! The good news is that there are ways to clean up this junk drawer and turn all of that chaos around!

Rename The Junk Drawer

First, it is important to rename the junk drawer. If the junk drawer is called a junk drawer, then it is going to take on the personality of a junk drawer. Instead, call it something else. If the drawer has a name, then it isn’t going to get so disorganized. This will also help people remember what is supposed to go in the drawer.

Start With A Fresh Drawer

Yes, this means that the drawer has to get dumped out. Take everything that is in there, throw it on the floor (or the countertop) and see what is in the drawer. Then, figure out what has to be thrown away. This will help reduce the pile right off the bat. After this, see if there is anything in the drawer that can be placed somewhere else. Finally, all that should be left is what belongs in the drawer.

Make The Junk Drawer Pretty With Organizers And Nice Decor

Finally, think about ways to make the junk drawer appear more attractive! This could involve smooth little containers, dividers, or something else entirely! Think about using tools that can help divide the drawer into smaller compartments. This could help everyone keep the items organized. Once this is done, the drawer should have an entirely new appearance that will make the items easier to track.

Reorganize The Junk Drawer Following These Tips

These are a few of the top tips that everyone can follow to make their junk drawer just a little bit more organized. By putting these tips to use, everyone can find a way to make their house a bit cleaner. This can lead to a much less stressful living experience for everyone at home.

Filed Under: Organization Tips Tagged With: Home Tips, Junk Drawer, Organization

Buying a Home? 4 Steps You Can Take to Ensure You Start out with a Low Monthly Mortgage Payment

October 21, 2020 by Regine Lane

Buying a Home? 4 Steps You Can Take to Ensure You Start out with a Low Monthly Mortgage PaymentAre you thinking about buying a new house or condo? If so, you’ve likely given some thought to your mortgage and as to how you can pay as little as possible in order to own your new home.

Below we’ll share four easy steps that you can take to ensure you start out with an affordable monthly mortgage payment.

Make A Large Down Payment On Your Home

The easiest way to reduce your monthly payment is to invest as much as possible in your down payment. The less you have to borrow, the less you’ll be required to pay back.

If you can put a sizeable amount down on your home you’ll find that your monthly payments are going to be very manageable. You’ll also save a lot of money in interest.

Maintain A High Credit Score

When a lender assesses your financial history they’ll take an in-depth look at your credit score in order to determine how much risk you present to them. If you’ve kept a clean credit rating and have a high score, it’s likely that you will qualify for a lower interest rate than someone with a lower credit score – even if you both have the same monthly income.

Buy A Smaller, More Efficient Home

When you’ve made your short list of homes and you’re scheduling your viewings, ask yourself – do you need a home this big, or this expensive? If you can do with a smaller, more efficient home you can reduce the amount of mortgage financing that you require and this will in turn reduce the amount that you need to pay each month.

Consider A Longer Mortgage Term

Finally, if you need to reduce your monthly payment at any cost you can stretch out your mortgage repayment period by a few years. Note that while this can reduce your payment amount it will actually increase the total amount that you end up paying back as you’ll pay more in interest.

While the above are general tips for reducing your mortgage payment, it’s likely that there are other strategies that are unique to your financial situation. Contact your local mortgage professional at your convenience and they’ll be able to share insights that are relevant to your income, your credit and the price range you’re looking to buy into.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Financing, Mortgage Loan Information, Mortgages

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